Regions Financial Corporation (RF) declined 0.6% on February 23rd as part of a broader decline in US bank stocks. The sector experienced selling pressure due to macro concerns including tariff uncertainty, potential AI-driven unemployment leading to credit losses, and private credit exposure. In recent analyst activity, J.P. Morgan raised its price target on RF from $29 to $31.5 on February 9 while maintaining a Hold rating, and UBS raised its target from $29 to $30 on February 4, also maintaining a Hold rating. Both firms cited expectations for only two rate cuts in 2026 and elevated long-term interest rates. RF reported fiscal Q4 2025 results on January 16, with revenue of $1.93 billion, up 5.8% year-over-year but missing estimates by $5.34 million, and EPS of $0.57, missing expectations by $0.04.
Read full analysisRegions Financial Corporation (RF) declined 0.6% on February 23rd as part of a broader decline in US bank stocks. The sector experienced selling pressure due to macro concerns including tariff uncertainty, potential AI-driven unemployment leading to credit losses, and private credit exposure. In recent analyst activity, J.P. Morgan raised its price target on RF from $29 to $31.5 on February 9 while maintaining a Hold rating, and UBS raised its target from $29 to $30 on February 4, also maintaining a Hold rating. Both firms cited expectations for only two rate cuts in 2026 and elevated long-term interest rates. RF reported fiscal Q4 2025 results on January 16, with revenue of $1.93 billion, up 5.8% year-over-year but missing estimates by $5.34 million, and EPS of $0.57, missing expectations by $0.04.
Regions Financial is a major regional bank headquartered in Birmingham, Alabama, operating roughly 1,250 branches across the Southeast, Midwest, and Texas through traditional banking, lending, and wealth management. The company reported disappointing Q4 2025 earnings in January, missing on both revenue and EPS, and recently announced a CFO transition. As a pure-play regional bank, RF is fully exposed to the current financials sector selloff driven by macro and credit concerns.