MTB Bank Corporation's stock declined 4.5% on February 23, 2026. On the same date, Morningstar analyst Maoyuan Chen published a report noting that US banking sector shares fell on macro concerns and private credit. The analyst report states that M&T Bank is expected to see commercial lending as a major loan growth driver for 2026 and anticipates commercial real estate loan growth in 2026. The bank reported fourth quarter 2025 net income of 759 million dollars with diluted earnings per share of 4.67 dollars. Full-year 2025 net income was 2.85 billion dollars with diluted earnings per share of 17.00 dollars. M&T Bank operates a branch network in New England and the US Mid-Atlantic region and focuses on operational efficiency improvements and automation.
Read full analysisMTB Bank Corporation's stock declined 4.5% on February 23, 2026. On the same date, Morningstar analyst Maoyuan Chen published a report noting that US banking sector shares fell on macro concerns and private credit. The analyst report states that M&T Bank is expected to see commercial lending as a major loan growth driver for 2026 and anticipates commercial real estate loan growth in 2026. The bank reported fourth quarter 2025 net income of 759 million dollars with diluted earnings per share of 4.67 dollars. Full-year 2025 net income was 2.85 billion dollars with diluted earnings per share of 17.00 dollars. M&T Bank operates a branch network in New England and the US Mid-Atlantic region and focuses on operational efficiency improvements and automation.
M&T Bank is a regional bank headquartered in Buffalo, New York, with approximately $213 billion in assets, serving customers primarily across the northeastern United States. The bank reported strong Q4 2025 results in January with diluted EPS of $4.67, record fee income, and a net interest margin of 3.69%, with Morningstar expecting commercial lending to be a major loan growth driver in 2026. As a mid-cap regional bank, M&T is particularly exposed to the sector-wide selling pressure currently hitting financials.