Fair Isaac Corporation stock declined 6.3% amid several market pressures. The stock hit a new 52-week low of $1,281.10, representing a 20.47% decline over the past year and approximately 22.7% year-to-date loss. Multiple factors contributed to the decline. The Trump administration announced new global tariffs of 15% under the Trade Act of 1974, creating uncertainty for companies reliant on international supply chains, which affected FICO along with other software companies. Additionally, Citrini Research flagged risks that artificial intelligence could pose to the global economy, causing broader weakness in the software sector. Despite these headwinds, the company reported strong Q1 fiscal year 2026 results with 16% revenue growth and exceeded earnings expectations. BofA Securities reinstated a Buy rating with a $1,900 price target, and 11 analysts revised earnings upwards.
Read full analysisFair Isaac Corporation stock declined 6.3% amid several market pressures. The stock hit a new 52-week low of $1,281.10, representing a 20.47% decline over the past year and approximately 22.7% year-to-date loss. Multiple factors contributed to the decline. The Trump administration announced new global tariffs of 15% under the Trade Act of 1974, creating uncertainty for companies reliant on international supply chains, which affected FICO along with other software companies. Additionally, Citrini Research flagged risks that artificial intelligence could pose to the global economy, causing broader weakness in the software sector. Despite these headwinds, the company reported strong Q1 fiscal year 2026 results with 16% revenue growth and exceeded earnings expectations. BofA Securities reinstated a Buy rating with a $1,900 price target, and 11 analysts revised earnings upwards.
Fair Isaac Corporation is the company behind the FICO Score, the dominant credit scoring model used in roughly 90% of U.S. lending decisions. Its Scores segment — particularly mortgage origination scoring — drives the majority of revenue, with B2B scoring revenue up 36% last quarter on higher unit pricing. Rising mortgage credit check costs (up 40-50% in 2026 per the Mortgage Bankers Association) highlight both FICO's pricing power and the regulatory pressure it attracts, making the stock sensitive to policy shifts like the current tariff regime.